phone icon+1 305.674.4802



I have been a Miami resident since 1961. I am a graduate of FIU,  with a BBA majoring in Finance


I have 22 years of experience in Banking and over 20 years as “sole practitioner” at Joe Garcia Financial Consultant.


My main function is to provide guidance to clients seeking conventional loans, government subsidized loans and private investor loans.


I will assist you in the process of obtaining financing for your new or existing business and will procure private investor moneys for your financial needs.


My office is located at 2655 Collins Avenue, Miami Beach, FL 33140, telephone #’s 305-674-4802 & 305-725-7147-C.


If interested, kindly call me to discuss your financial needs.